Bitcoin fees,
clearly explained

AmberApp gives Australians a simple way to buy Bitcoin, automate accumulation, and secure Bitcoin in Vault. This page explains the fees that may apply, so you can understand the cost before you act.

Some fees are charged by AmberApp. Others are Bitcoin network, Lightning, or payment costs passed on at cost.

Purchase Size
Pricing
Buy or sell Bitcoin (under 50k)
0.99% of order size
Buy or sell Bitcoin (50-149k)
Volume Pricing withtiered SATS Back on‍exchange fees
Buy or sell Bitcoin (+150k)
Zero exchange fees +bespoke spreads
On-chain Bitcoin sends
Network fee, passed on at cost
Lightning sends
Small dynamic routing fee
PayID deposits
$0.65 under $75. No fee from $75+
EFT deposits
$1.10 under $100. No fee from $100+
AUD bank withdrawals
No AmberApp fee
Deposit Bitcoin to Vault
Free
Vault monthly fee
0.18% to 0.09%, based on balance
Vault withdrawal to AmberApp wallet
Free
Vault withdrawal to external Bitcoin address
Bitcoin network fee applies

Bespoke pricing and
White Glove Concierge

Up to zero fees and tighter spreads available for large orders and volume-based pricing.

Learn More

Bitcoin buy and sell fees

AmberApp’s standard exchange fee is 0.99% of the order size when you buy or sell Bitcoin.

The exchange rate shown in AmberApp includes spread. A spread is the small difference between the price Bitcoin can be bought for and the price it can be sold for at a given moment. It can change based on market conditions, order size, and available liquidity.

You can review the exchange rate, spread, and fee details before confirming your order.

Example

A $100 Bitcoin buy has a standard exchange fee of $0.99.

Operation Orange Pill

Operation Orange Pill

INTRODUCTORY OFFER

New customers may qualify for Amber’s Sovereign Sats introductory offer, which removes fees on recurring Bitcoin purchases and helps Australians build long-term Bitcoin savings.

Learn More

Bitcoin send fees

AmberApp shows applicable network fees before you send. These fees are not set by AmberApp and can change based on Bitcoin network conditions.

Purchase Size
Pricing
Details
On-chain Bitcoin
~50–200 sats
Passed on actual network cost, live estimate shown upfront
Lightning
~1–3 sats
Small dynamic routing fee included automatically where applicable

On-chain fees vary based on Bitcoin network congestion and selected transaction speed. Lightning fees vary based on routing conditions. Any applicable fee is shown before you send.

AUD deposit and withdrawal fees

AUD deposit fees may apply depending on the payment method and deposit amount. These are charged by AmberApp’s payment partners and are separate from any exchange fees.

Payment method
Fee
PayID deposit under $75
$0.65
PayID deposit $75 and above
No fee
EFT deposit under $100
$1.10
EFT deposit $100 and above
No fee
AUD bank withdrawal
No AmberApp fee

Your bank may apply its own fees to deposits or withdrawals.

Vault fees

Depositing Bitcoin to Vault is free. A monthly Vault fee is charged against your Vault bitcoin balance.

Vault balance
Fee
Less than 1 BTC
0.18%
1 to 1.99999999 BTC
0.15%
2 to 4.99999999 BTC
0.12%
5 to 9.99999999 BTC
0.09%
More than 10 BTC
Bespoke pricing

Withdrawals from Vault back to your AmberApp Bitcoin wallet are free.

Withdrawals from Vault to an external Bitcoin address are subject to the usual Bitcoin network fee and a 7-day secure delay.

Learn more about Vault

Set Up Your Bitcoin Life